How Spent N Works

Check eligibility

See if you are eligible for Spent N credit.

Review your details

We review your information securely.

Receive your credit

Your eligible credit is assigned to you.

Choose & book

Pick what you need and book in the app.

Credit is used

Your credit is applied at checkout.

Enjoy the journey

Partner fulfilment completes your booking.

The journey

Five simple steps to your next booking.

Check your eligibility

Tell us a little about yourself so we can review whether Spent N credit is right for you.

Get your Spent N credit

If approved, your available credit, eligible categories, and expiry are shown clearly in your wallet.

Choose what you need

Use your credit for an eligible booking that fits the moment.

Book using your credit

Choose your option, review the details, and let Spent N apply credit at checkout. Pay only any difference as copay.

Enjoy your booking

Your confirmation stays in the app, while partners are settled by Spent N.

Always clear

Your credit stays purposeful.

Spent N credit is for eligible in-app bookings only. Unused credit stays in your wallet until its grant expires, and eligible refunds return to credit rather than cash.